impacts in using tests (or hiring procedures) not specifically linked to job analyses

What are two probable impacts in using tests (or hiring procedures) not specifically linked to job analyses? For instance, a company requests the credit history of a potential applicant – but for what specific reason? Studies have shown, time and time again, that poor credit history does not necessarily portray an individual’s work ethic. Likewise, please then describe a repercussion, or drawback, in using one of these deregulated processes?

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