Description
Small and medium-size enterprises in Saudi Arabia is growth sector.
I want to talk about the importance of this sector in the economy of Saudi Arabia.
then talk about the finance issue is important obstcale so, the bank loans is one of solutions but it is risky for both the banks and the SME owner (why?).
the quantitive information such the credit score and the assets is major problem that enterprises face.
there other solution and it is based on the qualitative information such the age of enterprise the idea of project and so on.
talk about it and talk about some models that used in banks to major this information.
all the references must be from published academic journals since 2012
